Wednesday, February 27, 2008

Progress is fine, but what are we progressing twards?

Liberals rejoice! Your ship has come in. Both Hillary & Barak have sworn to get legislation through that would force all americans to get health insurance. (http://www.youtube.com/watch?v=lE7G8XiWfg4) If you don't want insurance, you would be fined. Boy comerade, if you don't want something, why are they forcing you to pay for it? If you don't want coverage, you shouldn't have to pay for it. Also, you shouldn't expect to get coverage, if you're not willing to pay for it.

In the debate, Sen Clinton asks what if Medicaid and Social Security were optional? Note:Both were introduced by democrats. Both have become unconstitutional defacto parts to the government. I think both Medicaid and Social Security are bad ideas. There are inherant controls in capitalism that will make healthcare affordable. That's what we Americans are fameous for. If you have smaller government involvement (and thus less subsidies), then the healthcare profession will revert to simple supply and demand. Treatments that are prohibitively expensive now would eventually become affordable. Empty hospitals don't make money. Nor do hospitals that cater to the wealthy. The democrats would paint that as a return to the 1930s where Daddy Warbucks Republicans were obscenely rich, while the rest of America was barely able to cobble out a living. What tainted that era wasn't the rich, it was the fact that nobody saved for a rainy day. Those that did also lost all their money because of bank closures. The smart ones stuffed their money in a mattress. I'm not advocating a return to the depression. I'm advocating a return to common sense.

If I'm in the healthcare business, I want to provide as much healthcare to as many patients as I can for as cheaply as I can. I also charge as much as I can. But if you can't pay, it doesn't make sense to drop you on your ear. Financing is a good thing in this case. But who's to say that you won't skip out on the bill? Insurance Companies, that's who. They give you the opprotunity to pay it foreword. Thus, if I pay my premiums, I'm covered. But what if I can't afford the premiums? Simple, contact an insurance salesman or the company, and work out some deal. Once you have the deal, get it in writing. We Americans are smart. The insurance company that insures someone who's rich, would probably behappy to insure someone who's poor. Money is money, and a dollar a day for a policy term, is better is better than one for $5.00 per visit, if they only come in once a week. People should also learn to manage money better. Odds are they won't, but I hope this makes you think.

Until next time

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